Afficiency Life Prediction Score 
When applied at the point of marketing, our proprietary Afficiency Life Prediction Score (ALPS) can help you optimize and determine the most effective marketing strategy and personalize the customer experience. Available via real-time API and with minimal consumer inputs, ALPS produces a score indicative of the suitability and likelihood that the consumer will be approved for the product for which they are applying.
Quoting experience
Afficiency provides a seamless and easy-to-understand quoting experience for both the applicant and the distributor.
Simple HIPAA / 3rd party consent process
Frictionless HIPAA compliance to ensure adequate and transparent applicant consent
Data-driven underwriting and decisioning with reflexive questioning
Afficiency's proprietary underwriting algorithm combines the self reported health and lifestyle data provided by the applicant with third party medical and behavioral data to accurately assess risk.
Allowing multi-product underwriting, down-sell and cross-sell opportunities
Optimized customer journey to ensure that the applicant is not bogged down by repetitive or redundant questions while maximizing opportunities for cross-sell and down-sell.
Payment capture
Effortlessly capture payment information at the point of sale; including payment by bank draft, ACH or credit card. Available as standalone or option of integrating into carrier administration system
Policy issuance
Digital policy issue direct to the applicant, providing immediate coverage. Available as standalone or option of integrating into carrier administration system
